Reporting errors
Closed Loan Still Showing Active in CIBIL ? Here's Exactly How to Fix It
If a loan you already closed is still marked active in your CIBIL report, your score and approvals can suffer for no valid reason. Here's the exact fix path.
KREDPLUS BLOG
CIBIL fixes, explained without the jargon.
Plain-English guides for people dealing with loan rejections, wrong bureau reporting, bank delays, and score damage that should not be there in the first place.
Dispute letters
How to Write a CIBIL Dispute Letter to Your Bank (Free Template + What Actually Works)
A strong CIBIL dispute letter is short, specific, and sent to the right person. Here's the format that actually gets banks to act.
RBI escalation
Bank Ignoring Your CIBIL Dispute? Here's What to Do on Day 31 (Including ₹100/Day Compensation)
When the bank stays silent for 30 days, the dispute moves into escalation mode. Here's the exact day-31 playbook, including compensation and RBI complaint steps.
Loan rejection help
Loan Rejected Due to Low CIBIL Score? How to Find Out if It's Actually a Bank Error
A low score is not always a real behaviour problem. Sometimes the rejection starts with a reporting error. Here's how to tell the difference from your CIBIL PDF.